Mortgage loans available - lava zone 1 - Printable Version +- Punaweb Forum (http://punaweb.org/forum) +-- Forum: Punaweb Forums (http://punaweb.org/forum/forumdisplay.php?fid=3) +--- Forum: Punatalk (http://punaweb.org/forum/forumdisplay.php?fid=10) +--- Thread: Mortgage loans available - lava zone 1 (/showthread.php?tid=22526) |
Mortgage loans available - lava zone 1 - leilanidude - 12-08-2021 Amerisave (amerisave.com) does Lava Zone 1 mortgages for purchases, refi and including cash out options. I recently completed a refi with them after first confirming that they would allow Lava Zone 1 mortgages. Almost all of the application process and documentation requirements are done online. I suggest using a PC and having access to a scanner to be able to upload documents easier. The loan officer I used is Pheim Guti. (pronounced as fame). He is licensed in Hawaii/based out of Phoenix area. I had some complexities with my refi that confounded a couple of their underwriters and Pheim was excellent at keeping track of the issues and helping to get them resolved. He articulates the questions and answers to issues, extremely well. Here is his contact info: Pheim Guti Loan Originator NMLS ID #2126772 AmeriSave Mortgage Corporation NMLS ID #1168 8701 E Hartford Dr, Ste 210 Scottsdale AZ 85255 470-900-3189 Desk 678-268-6103 Fax pguti@amerisave.com Visit my personalized webpage: https://www.amerisave.com/lo/pguti RE: Mortgage loans available - lava zone 1 - malahini - 12-08-2021 I suppose they still force you to get insurance? With how expensive the state plan is for me now, if I can't find another private insurer next year I would gladly run naked if my mortgage company would let me. RE: Mortgage loans available - lava zone 1 - leilanidude - 12-08-2021 Of course you have to get insurance! How else would they cover the loss if the house burned or got taken by lava? RE: Mortgage loans available - lava zone 1 - gailbuck - 12-08-2021 We used Central Pacific Bank in Hilo to finance and re-finance our Leilani Estates house (Lava Zone 1). Current rate for 30-year mortgage is 2.875% https://www.cpb.bank/personal-banking/mortgage-loans/rates-schedule RE: Mortgage loans available - lava zone 1 - malahini - 12-08-2021 It's not like I'm off the hook for the loan. RE: Mortgage loans available - lava zone 1 - Puna Grace - 12-08-2021 (12-08-2021, 07:54 PM)malahini Wrote: It's not like I'm off the hook for the loan. And neither is the banker. RE: Mortgage loans available - lava zone 1 - eightfingers2.0 - 12-08-2021 (12-08-2021, 06:08 PM)malahini Wrote: I suppose they still force you to get insurance? You know about the Golden Rule? The lender has the gold, so they make the rules. Don’t like the rules, bring your own gold. |