Will insurance company contribute to cost of new roof?

[Durian Fiend]

Thanks for all the feedback.
I’m cautious about calling the insurance company cold, without there being some possibility that they might contribute to the cost of a new roof. Even if it’s lower premiums for a number of years.
If I call them, they might tag my account as “guy said he needs a new roof “ and then follow up in a year or two, if I haven’t replaced it, then they drop coverage.

I’ll let you know if there’s any updates.

Did you decide not to inquire?   I'm wondering how you've determined a new roof is in order.