Catchment size and insurance

[myomy]

Is a 10,000 gallon catchment a hard and fast rule for insuring a house there?

[JerryCarr]

No, but some of the insurance companies like for homes to have one that size to get the best rates. My advice is shop around because some insurers emphasize different aspects. One company didn't even ask me the size of my catchment, but were interested in the distance to a fire station.

[mdd7000]

If you don't have the hookup for the hydrant/hose installed, it doesn't really matter how big the tank is cause the fire department won't use it anyway in the event of a fire.

[Royall]

I was informed once that the fire dept would just drop a suction line into the tank and only it is far enough away so the truck is safe from the fire. Quite often the action of using the catchment tank for the fire would cause damage to the liner. If it saves your house who cares! I don't think they would be able to use my tank as you have to go past the house on a narrow driveway to get to it. My ins. co. did ask what size tank I had.

Royall

[mdd7000]

quote:

---

Originally posted by Royall

I was informed once that the fire dept would just drop a suction line into the tank and only it is far enough away so the truck is safe from the fire. Quite often the action of using the catchment tank for the fire would cause damage to the liner. If it saves your house who cares! I don't think they would be able to use my tank as you have to go past the house on a narrow driveway to get to it. My ins. co. did ask what size tank I had.

Royall

---

I live 150 feet away from a house that recently burned and the fire department said they would not use the water (I offered it) because I did not have the valve. In any event, the 2 tankers they had at the site didn't run out of water anyway, and the house was a total loss.