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Best School District & Best Medical Care
#31
Kathy, HMSA is the Hawaii version of Blue Cross, IIRC. Kaiser screens for pre-existing conditions, but I don't know how they would deal with any specific illness. I suppose it would depend on what it was and its severity. They took me without any problems, but my only pre-existing issue was very, very far from life threatening and cheap to treat with a generic maintenance med.

I have noticed some tightening at Kaiser that I mentioned earlier in this thread, but I should add that I hear a lot more horror stories about HMSA. In my circle of acquaintances, Carol's sort of experience is fairly common.

Having said all that, the issues with pre-existing conditions, bean counters dictating treatment, and generally poor service from insurance companies are not unique to the Big Island. What compounds those issues are the very limited on-island treatment options. With such a small pool of medical resources, the limitations that are common to insurance companies everywhere become horror stories.
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Messages In This Thread
RE: Best School District & Best Medical Care - by missydog1 - 03-02-2010, 06:33 AM
RE: Best School District & Best Medical Care - by missydog1 - 03-02-2010, 10:19 AM
RE: Best School District & Best Medical Care - by missydog1 - 03-05-2010, 11:43 AM
RE: Best School District & Best Medical Care - by JerryCarr - 03-05-2010, 12:47 PM
RE: Best School District & Best Medical Care - by missydog1 - 03-05-2010, 02:17 PM

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