03-19-2025, 04:31 AM
She does make a list, but she does not use the app scanner. (No smart phone.) As far as prep, she doesn't even separate her HMSA items from the other things she buys at Walmart. We scan them pretty much randomly at the self checkout, and she always swipes the HMSA card first when it's time to pay. That last part is very important, needless to say. Whatever HMSA doesn't pay then goes on her credit card. We do look at the receipts, and like I said, it's rare for an expected item not to be covered.

