01-21-2026, 04:29 PM
We are getting closer to retiring in the next few months and just returned from the BI to confirm for ourselves that we are ready for the move. We are probably going to buy a house instead of building, but have heard horror stories about recent increases in the cost of lava insurance in zones 1 and 2. We are curious about whether the cost has really skyrocketed (and whether this accounts for what seems like a lot of homes being up for sale in Sea View--or is there another reason?). We are inclined to stick to the Volcano area (zone 3) but the lure of Red Road has us wondering as we narrow down where we want to live. Thank you for your input and sharing info!