01-22-2026, 05:25 PM
(This post was last modified: 01-22-2026, 09:11 PM by HereOnThePrimalEdge.)
The Acres are at about 1000 feet elevation while Volcano is 3000 feet. So as both HOTPE and I have pointed out, the climate can be all over the map in a very short distance.
Yes, Volcano is cold but as you pointed out it’s Hawaii cold, not Wisconsin cold! I lived at 4000’ elevation for about six years on Maui, a good wood stove and hot tub made the winters more comfortable. Once we had ice on the roof.
Volcano Golf Course is generally 50-70 degrees in the winter. But on cold windless mornings when the air from Mauna Loa sinks down the mountain, there can be frost for a brief time right before dawn.
I haven’t noticed a big change in insurance premiums in zone 3. Insurance companies are looking more carefully at the condition of roofs, as well as the age of the roof. If you’re buying a house have the inspector pay close attention to that aspect in his report. Try and get documentation for when the roof was installed or replaced.
Yes, Volcano is cold but as you pointed out it’s Hawaii cold, not Wisconsin cold! I lived at 4000’ elevation for about six years on Maui, a good wood stove and hot tub made the winters more comfortable. Once we had ice on the roof.
Volcano Golf Course is generally 50-70 degrees in the winter. But on cold windless mornings when the air from Mauna Loa sinks down the mountain, there can be frost for a brief time right before dawn.
I haven’t noticed a big change in insurance premiums in zone 3. Insurance companies are looking more carefully at the condition of roofs, as well as the age of the roof. If you’re buying a house have the inspector pay close attention to that aspect in his report. Try and get documentation for when the roof was installed or replaced.