The Bicker Board

[Durian Fiend]

The origin of "ghetto" is irrelevant.  Whether or not the word can be construed as racist depends on the context. None of our Puna subdivisions are comprised mostly of one ethnicity or another, so how you can see this use as racist baffles me. What minority is MyManao insulting?

Yeah, you'd be a well to do person living in a mostly impoverished, underserved neighborhood.  And as those locations go, it's a darned good place for someone in your socioeconomic class to live IMO. 
Puna is a desirable place for a poor person to live too.