07-19-2007, 03:47 AM
The 3% is cited all over the place. I googled a couple of health insurance discussions and saw that number again. You also see the range 3-5% which seems reasonable. Either it's accurate (I've never seen it seriously challenged) or it's a top quality urban myth. Private health care supposedly runs in the 25% range. Friends of ours, health care professionals, complain constantly about the plethora of paperwork, the infinite variety and complexity of data requirements of individual insurance companies, the varieties of eligibility and so on. Obviously limiting eligibility for health care goes straight to the bottom line for private insurers. As I pointed out in my original post it does not have to be that difficult to provide effective health insurance administration. Balkanizing health insurance into hundreds of companies does nothing whatsoever for actually providing care and every indication is that it reduces access and limits care.

