12-23-2010, 06:33 AM
Hi all you Punatalk members,
We have been delighted with all the information we have received since moving here. We have been renting in HPP for the last 3 months and taking our time to research a place to buy.
Those of you who reside in Leilani Estates:
1. what are the pros and cons of living in Leilani?
So far it seems the cons are the commute to Hilo to get to stores and doctors and work / loans for mortgages / insurance...
The pros are the BEAUTIFUL lush area and affordable.
2. How hard was it to get a loan? (we have stellar credit.)
Is there a $ limit on how much a bank will loan in zone 1 ? Which lenders will loan in lava zone 1?
3. What about INSURANCE costs and carriers in lava zone 1?
How hard was it to get insurance ? How much will they insure for in lava zone 1 ? Which insurance companies insure in lava zone 1 ?
4. How difficult is it to re-sell a home in Leilani Estates / lava zone 1? Do the Lelani Estates homes keep their value ?
Thank you all for help and guidance in this decision about where to end up buying here.
hawaiideborah
We have been delighted with all the information we have received since moving here. We have been renting in HPP for the last 3 months and taking our time to research a place to buy.
Those of you who reside in Leilani Estates:
1. what are the pros and cons of living in Leilani?
So far it seems the cons are the commute to Hilo to get to stores and doctors and work / loans for mortgages / insurance...
The pros are the BEAUTIFUL lush area and affordable.
2. How hard was it to get a loan? (we have stellar credit.)
Is there a $ limit on how much a bank will loan in zone 1 ? Which lenders will loan in lava zone 1?
3. What about INSURANCE costs and carriers in lava zone 1?
How hard was it to get insurance ? How much will they insure for in lava zone 1 ? Which insurance companies insure in lava zone 1 ?
4. How difficult is it to re-sell a home in Leilani Estates / lava zone 1? Do the Lelani Estates homes keep their value ?
Thank you all for help and guidance in this decision about where to end up buying here.
hawaiideborah
hawaiideborah