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Good try ChicEco but no cigar! Financial institutions alway shied away from financing non-conventional homes, getting financing even on those multi-facetted-homes was difficult, and I don't think "social financing" is a solution. If it's hard to get financing when you want to buy, what happens when you want to or need to sell?
Aloha,
John S. Rabi, GM,PB,ABR,CRB,CM,FHS
808.327.3185
johnrabi@johnrabi.com
http://www.JohnRabi.com
Typically Tropical Properties
"The Next Level of Service!"
(This is what I think of the Kona Board of Realtors http://KonaBoardOfRealtors.info)
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I have come to the conclusion that ... unless your willing to design your own yurt. Getting one a 30' yurt is gonna cost around 10K bucks for the yurt alone. And that doesn't include, shipping, material for the base or building it. All and all, you'd be much better off and much cheaper to just buy the lumber and frame a traditional house.
If you have the extra cash yurts are nice. Tho a few gotcha's ... to worry about ...
If your on catchment ... the vinyl gutters on a round yurt are a joke. Insulation is expensive vs. a 'cool' tech paint metal roof. Metal roofs will outlast a yurt to the tune of twice as long.
So, if your idea was to save $$ by buying a yurt then your sadly miss-informed. If your idea was to have a 'different' structure to call your home, and you have the extra money ... Then go for it!
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30' yurt was about 16K or so 2 years ago(you have to add second door to get it permitted and other stuff).The installation was about 28K .
Note : the price is not exact,the info is 2 years old.
From what I learned it could be worth having a yurt if :
1.Have very small (about 6K ?) and unpermitted (because of the size).
2.Have your enthusiastic friends set it up (if you or they can build a foundation) in exchange of vacation time[  ].
3.Don't have any insurance( so far is not available anyway).
4.Have your water supply and live happily ever after.[ ]
___________________________
Whatever you assume,please
just ask a question first.
___________________________
Whatever you assume,please
just ask a question first.
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Joined: Oct 2008
Opinions are nice to share here, but they're not facts. I've lived in my yurt 1.5 years and I researched my options beforehand a total of 3.5 years. It's a personal choice, and depends on circumstances, but for me it was the most affordable and feasible. Value for the money can't be beat, and all parts with good warranties. I have no regrets and would do it again. In fact, if I ever sell, it will be to move into another yurt.
Research reading reveals they're addictive to nature lovers and environmentalists. Many stories are shared about those who erected a yurt as a studio or guest house, but move into it later because they liked the energy more than their conventional home.
One thing for sure, but is likely to change in the near future, is that it's not for those seeking a mortgage to pay for it. Naturally, that appeals to those who want to be off grid, yet yurts are permit-able in Hawaii County. I'm nearly done with the process to prove it.
PS: One can construct a yurt to be moved later. That's pretty darn ideal if you're worried about lava coming!
Delia Montgomery
d/b/a Chic Eco
Environmental Fashion & Design ~ Consultant & Broker
www.ChicEco.com
Become a yurt blog follower! See http://chiceco-yurtliving.blogspot.com/
Delia Montgomery,
Environmentalist
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Opinions are nice to share here, but they're not facts. Oh... yeah, your gonna tell me that a tarp material is gonna out last a metal roof? Give it a rest. Pacific yurts has been in the business for a long time. The fabric comes with a 10 year warranty unless you spend more and get the heavy duty for 15 years. Uh, metal roof? 50 years and it comes with reflective paint...
But yeah whatever floats your boat. I thought about it myself. So, how big is your yurt? How much did you spend for it? how much was the shipping? How much for the material to make the base and get people to help out setting it up? Total cost?
Off gird? Where are you putting solar panels on a yurt? You'd never get solar hot water on yurt. Passive solar is too much weight. And it's not like your gonna drill holes in the fabric to secure it even if you could. That doesn't make sense at all. Sorry to burst your bubble but I've ran the numbers and it's much cheaper to build a cabin (traditional) with a nice deck for cheaper. Tho true you won't get the 'energy' feeling.
I suppose if you could put up a shell 30' yurt and get a quality yurt like pacific yurts or rainer all set up for a shell and include the shipping and labor for under 20K then that would be a doable option. Tho, I'm not sure what your idea is of seeking a mortgage to pay for it. What is the cut off rate for a mortgage? I mean, 40K? 60K? I know most people just don't have 40K let alone 20K just sitting around in the bank. One thing I have to give a yurt credit for is SPEED on how fast it typically goes up if you have all the help in place and all the parts are all good, nothing defective, a 30' yurt should go up in 3-4 days. So, you could be sleeping in your yurt very quickly.
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Indeed, "what floats your boat" ... and what each individual's financial circumstances are.
I'm available to answer questions for serious inquirers. Model to show as well, by appointment, with conversion to solar plan. I'm not going to argue on a public forum, but can email price lists to those who contact me directly. You can also find plenty of yurt price lists on the web. We (Yurts of Hawaii), offer bulk ship rates from Colorado, however, which are hard to beat.
Those that require a conventional mortgage will spend more to borrow and be at the bank's mercy. Although there will be a yurt association formulated in the near future to help financial institutions better understand yurts, it will be a wait before you can borrow that way.
This is out-of-the-box unique living with permitting options and an environmental, sustainable focus. It's not for everyone ... but the option is catching up w/ the times (and building code creators). Without cash, creative financing is presently required, but it's do-able.
Delia Montgomery
d/b/a Chic Eco
Environmental Fashion & Design ~ Consultant & Broker
www.ChicEco.com
Become a yurt blog follower! See http://chiceco-yurtliving.blogspot.com/
Delia Montgomery,
Environmentalist
Posts: 52
Threads: 15
Joined: Oct 2008
Regarding alternative financing for yurts, see new post on http://chiceco-yurtliving.blogspot.com/2...-help.html
Delia Montgomery
d/b/a Chic Eco
Environmental Fashion & Design ~ Consultant & Broker
www.ChicEco.com
Become a yurt blog follower! See http://chiceco-yurtliving.blogspot.com/
Delia Montgomery,
Environmentalist
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quote:
Originally posted by ericlp... The fabric comes with a 10 year warranty unless you spend more and get the heavy duty for 15 years. Uh, metal roof? 50 years and it comes with reflective paint...
Da Banana Boys have had their yurts for almost 10 years now and they still look good. It took them my very dear tool challenged friends about 3-4 days to put up deck and yurt.
They are interesting and serve a niche market. Not for me but have stayed in one before for a few days.
Metal? 50 years might be a big stretch. 20 maybe.
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Kat
There are yurts in Vacationland. John and David had yurts listed for sale in Kalapana a few years back. There are several in Kalapana. I have seen some real fancy Art Deco containers in magazines.
Aunty
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I saw an interesting structure at a yard sale last weekend. They said it wasn't a yurt but it was a "dome-home" or something along that line. It was made up of triangles a la Buckminster Fuller sort of a construction method. Triangles and covered by tent fabric. It seemed a much more economical version of a yurt like structure and much more suited to a semi-tropical climate than the traditional yurt. Still no place to put things on the roof and not much roof area for water catchment. Also no transition between inside and outside, but I suppose you could build a lanai onto it somewhere.
Personally, I prefer using traditional materials in old school construction methods and creating non box structures, but that's just me. You get the "energy" of a non-box structure, the utility of conventional framing (weight bearing, ease of material acquisition, etc.) and the ability for finance and insurance companies to fit you into their perception of "normal". But some folks like yurts, although it does seem many of them like the idea of yurts without actually having lived in one.
"I like yard sales," he said. "All true survivalists like yard sales."
Kurt Wilson
"I like yard sales," he said. "All true survivalists like yard sales."
Kurt Wilson
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