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+--- Thread: car Insurance (/showthread.php?tid=12830)
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car Insurance - Guest - 12-13-2013
-Some questions on Auto Insurance -
1- Is it pricey or cheap ? Average cost ?
2- Do people usually carry it ?
Here in SoFlo, Auto insurance is UBER expensive, and most motorisits are not insured.
Mahalos!
RE: car Insurance - Rob Tucker - 12-13-2013
Insurance is required here and you cannot get a vehicle registered or pass safety inspection without a current proof of insurance.
As for expensive.... hard to answer that, for me it depends on the value of the vehicle I am insuring, the deductible I select, the coverage I select and my driving record. I think the local auto insurance costs are not as scary as homeowner's insurance in lava zone one.
RE: car Insurance - Guest - 12-13-2013
You def need insurance to register a car here as well, but many people dont pay their bill and continue to keep the coverage.
They put it on to register and than dump it.
Ive seen Auto Insurance here anywheres from 150-300 a month
RE: car Insurance - EightFingers - 12-13-2013
300 a month??!!!??? Wow!
RE: car Insurance - Derrick Barnicoat - 12-13-2013
yeah 300/month is allot. That is more than New York City which is the most expensive car insurance I have had the pleasure of paying.
RE: car Insurance - Rob Tucker - 12-13-2013
I have a 2005 vehicle with full comp and pay about $140 a month with Geico.
RE: car Insurance - Guest - 12-13-2013
Yea, it is not uncommon for first time drivers to pay over $300 a month
RE: car Insurance - kalakoa - 12-13-2013
For rates, see
http://cca.hawaii.gov/ins/consumer/mv_premiums/
I've never needed proof of insurance for registration; this is "implied" by the safety check.
RE: car Insurance - coastal - 12-13-2013
Moved here a year and a half ago from California - have Statefarm (Kea'au office) for my car insurance, and it's half of what it was in CA! That makes me very happy. I get better gas mileage here as well, i'm not driving as fast as I did on the freeways of CA!
RE: car Insurance - nana valley - 12-13-2013
1997 SUV, pay $80/mo which includes everything from all the required liability items to comprehensive to collision to windshield.
He who hoots with owls at night cannot soar with the eagles in the morning.