10-20-2013, 02:45 AM
"Young males who are statistically very healthy and low on medical costs are subsidizing the price for [fill in your medically unfortunate group]"
Actually, statistically, all of the relatively healthy people who don't use medical services very much are subsidizing the relatively unhealthy people who do. It's really not all about you. That's the way insurance works. Actuarial science and all that.
Speaking of medically unfortunate people, here's two questions. When have you planned your next serious illness? When have you planned your next serious accident?
Obviously you have not done such planning, perhaps because you are a young, healthy male who can't see very far into the future and perhaps thinks serious medical issues will never arise for you, so why get insurance? Guess what. They could.
Perhaps you should take the attitude that you are so happy that you are so darn healthy now that your happiness at your good health overflows into purchasing healthcare insurance. And if in the future you are not so darn healthy, you can also be happy that you purchased healthcare insurance. Win, win.
Actually, statistically, all of the relatively healthy people who don't use medical services very much are subsidizing the relatively unhealthy people who do. It's really not all about you. That's the way insurance works. Actuarial science and all that.
Speaking of medically unfortunate people, here's two questions. When have you planned your next serious illness? When have you planned your next serious accident?
Obviously you have not done such planning, perhaps because you are a young, healthy male who can't see very far into the future and perhaps thinks serious medical issues will never arise for you, so why get insurance? Guess what. They could.
Perhaps you should take the attitude that you are so happy that you are so darn healthy now that your happiness at your good health overflows into purchasing healthcare insurance. And if in the future you are not so darn healthy, you can also be happy that you purchased healthcare insurance. Win, win.