Health insurance-Anyone found catastrophic plan?

[Guest]

I want money to go into the right peoples pockets, I hope you do to, this is common sense. Doctors, nurses and the rest of hospital staff should not have to work for free, especially in Hawaii. They deserve compensation for their expertise, training, capital and the care they give us. I believe that there is a market for healthcare in Hawaii and the amount we have to pay for healthcare would more then compensate the people directly involved in our care. I think that this relationship of resource exchange is natural and would occur freely and at the best possible price and payment for all if it was not interfered with. In Hawaii, how many insurance companies do you really have a choice of? How about hospitals? How come small clinics can't survive in Hawaii if people have more then enough money to pay the salaries of the workers at the clinic and the doctor? What other element is at work getting between the patient and the doctor taking what should be a simple and affordable transaction and making it ludicrously expensive and Infeasible for all involved? Simple capitalism would be the Doctor and clinic/hospital amassing the capital necessary to provide healthcare services to a consumer at the price the consumer is willing to pay. Capitalism is not what we have in healthcare today, especially in Hawaii. There is another element at work here, it is the forceful extortion of cronyism between large corporations and government getting between the doctor and the patient in Hawaii. The money is there, it is just being wasted on things other then healthcare, because healthcare just does not cost that much. It is our money and us with a lack of healthcare so we should be concerned in Hawaii and try and find a way for our money to go directly to the doctor involved in our care and keep the middle man out. Those that truly can't afford need charity, however charity is not force. We should have small local clinics on our small local island, maybe even small local insurance companies to help socialize the costs of catastrophe with our neighbors in Hawaii. We should even start a small local charity or better yet choose as individuals to give to those in need of healthcare. I promise you if we did this, it would be real common sense capitalism and we would really be getting the healthcare we need at a price we could afford.

The path we are on now will leave Hawaii with less healthcare at a higher and higher cost.