08-14-2014, 04:04 PM
Someone in my extended family hurt himself seriously trimming a coconut tree (ladder slipped and he fell on his back, had major disc damage). He had never claimed to have insurance. He had been doing handyman jobs for them for some time, and they had told him they had some sort of policy that covered him.
They did not have a policy. Their homeowner's did not cover him. He was denied disability, workman's comp, and he was told he had no grounds to sue for medical bills even, much less a windfall. It went on for years. He was a very strong guy in prime of life who was no longer able to work and in severe pain, has had more than one spinal surgery since then.
So I have to wonder at this idea ... and why is there a rash of liars who just happen to get horribly injured for real? That's a weird coincidence, and on top of it they are all winners in the legal arena.
I don't doubt she was told that, but I have heard more stories of workers who were injured and out of luck because they didn't have insurance on themselves.
I agree it is important to discuss insurance, because injuries happen.
They did not have a policy. Their homeowner's did not cover him. He was denied disability, workman's comp, and he was told he had no grounds to sue for medical bills even, much less a windfall. It went on for years. He was a very strong guy in prime of life who was no longer able to work and in severe pain, has had more than one spinal surgery since then.
So I have to wonder at this idea ... and why is there a rash of liars who just happen to get horribly injured for real? That's a weird coincidence, and on top of it they are all winners in the legal arena.
I don't doubt she was told that, but I have heard more stories of workers who were injured and out of luck because they didn't have insurance on themselves.
I agree it is important to discuss insurance, because injuries happen.