01-27-2017, 03:56 AM
The most dangerous thing I do is operate a motor vehicle, so I added an "injury rider" to my auto policy.
Claim "religious exemption" on the IRS paperwork.
IRS has no authority to extort penalties; if you're self-employed, simply don't pay them. If you're W2, then IRS will keep the penalty and you'll never get it back.
I've discovered that providers are often more than happy to give a hefty cash discount because this is cheaper/less work than dealing with the insurance companies.
Claim "religious exemption" on the IRS paperwork.
IRS has no authority to extort penalties; if you're self-employed, simply don't pay them. If you're W2, then IRS will keep the penalty and you'll never get it back.
I've discovered that providers are often more than happy to give a hefty cash discount because this is cheaper/less work than dealing with the insurance companies.