05-17-2006, 01:41 AM
FYI - Just in case you don't know lava zone one means that most insurance can only be accomodated by state hazard insurance (a requirement for any mortgage loan) so it will be very expensive to get this type of insurance unless you can continue the current policy with the insurer.....as an example my hawaiian beaches home is only 1200 square feet 2bed/1bath but my monthly insurance for being on lava zone 2 is approx $230 monthly for an older home...if you want to consider better coverage insurance wise look for properties where lavazone 3 is the norm.
best,
noel
best,
noel