The CoH has to rethink zoning and building codes

[kalakoa]

the nanny-state approach (mandating safety) is short-sited

Yes, but requires tort reform.

a society where most cannot afford to comply

Already have this, mostly in places with "Acres" or "Estates" in the name.

law should instead focus on preventing harm to others

All possible harm cannot be prevented. Need more "personal responsibility", not more lawyers.