01-03-2021, 09:27 PM
Since COVID, I seldom drive anywhere, maybe 10% of what I did last year. My insurance company offered an inconsequential discount, but when they bragged about with my renewal I wondered if they were joking.
My question is this, if insurance companies (by their own assertion) base our rates on their risk, and their risk in my case approaches zero, how do we argue for a more realistic basis on our coverage?
Or maybe a better question, has anyone found an auto insurance company with really low rates recently?
Details:
I currently insure with Geico
No tickets in 30 years (only ticket was 60 mph in a 50 mph zone)
No accidents in 60 years (and then it was my truck, but I want driving)
My question is this, if insurance companies (by their own assertion) base our rates on their risk, and their risk in my case approaches zero, how do we argue for a more realistic basis on our coverage?
Or maybe a better question, has anyone found an auto insurance company with really low rates recently?
Details:
I currently insure with Geico
No tickets in 30 years (only ticket was 60 mph in a 50 mph zone)
No accidents in 60 years (and then it was my truck, but I want driving)
"I'm at that stage in life where I stay out of discussions. Even if you say 1+1=5, you're right - have fun." - Keanu Reeves