07-26-2023, 06:22 AM
Been with Erick Ellgren Agency (in Honolulu) thru Allstate Insurance for 31 years.
I looked up my first premium paid in 1992 was $325.00. Last renewal was $378.00.
I had one claim, when a few of Puna's finest robbed our yard tool shed one Sunday Morning while not at home - took everything, lawn mowers (push kind) weed whackers, chain saw etc.
Filed claim with police report - we have full replacement coverage and within 3 days - sent me an estimated replacement value check - and after we relaced everything we wanted, the balance was less than $45.00 - and they sent us a check 2 days later.
One note: They have sent an inspector unannounced every few years - to verify water level in catchment - to insure there is enough to fight a fire, I guess. We seemed to have passed each time!
I looked up my first premium paid in 1992 was $325.00. Last renewal was $378.00.
I had one claim, when a few of Puna's finest robbed our yard tool shed one Sunday Morning while not at home - took everything, lawn mowers (push kind) weed whackers, chain saw etc.
Filed claim with police report - we have full replacement coverage and within 3 days - sent me an estimated replacement value check - and after we relaced everything we wanted, the balance was less than $45.00 - and they sent us a check 2 days later.
One note: They have sent an inspector unannounced every few years - to verify water level in catchment - to insure there is enough to fight a fire, I guess. We seemed to have passed each time!