07-26-2023, 06:32 PM
We went with Allstate Hilo in 2018 since they paid off our neighbors so quickly in Leilani. We are now in lava zone 3. We have a separate hurricane policy issued through them also but it's with another company, iCat. We have a rental property, and Allstate issues that dwelling policy through RLI, and then another hurricane policy with the same iCat company.
We had our autos with Allstate, but when we did a Geico bid it was half the cost! No brainer to switch. Every time we deal with Geico, they want to quote us Homeowners' insurance, too. I finally got motivated this week and gathered all of our policies so I could deal with their phone "service", and once I got through I was told I would have to talk to three different agents - one for the homeowners for our own home, someone different for the "dwelling" policy for our rental, and a third for the hurricane. I couldn't deal with three different people, so they lost out and I hung up. Anyone out there use Geico for HO?
We also are at a point where we want to obtain an umbrella policy. Not sure if our autos have to be with Allstate to get that, but will find out.
So, we also are interested in who the good insurance peeps are around here. I'm not crazy about Kris Speegle, the owner of Allstate Hilo, but his staff is very good.
We had our autos with Allstate, but when we did a Geico bid it was half the cost! No brainer to switch. Every time we deal with Geico, they want to quote us Homeowners' insurance, too. I finally got motivated this week and gathered all of our policies so I could deal with their phone "service", and once I got through I was told I would have to talk to three different agents - one for the homeowners for our own home, someone different for the "dwelling" policy for our rental, and a third for the hurricane. I couldn't deal with three different people, so they lost out and I hung up. Anyone out there use Geico for HO?
We also are at a point where we want to obtain an umbrella policy. Not sure if our autos have to be with Allstate to get that, but will find out.
So, we also are interested in who the good insurance peeps are around here. I'm not crazy about Kris Speegle, the owner of Allstate Hilo, but his staff is very good.