08-12-2024, 09:51 PM
I sometimes wish I had built permitted when I see what homes sell for these days... But I couldn't have afforded it, so the decision was easy.
I don't have a mortgage or homeowners insurance. But if my home gets blown over in a storm or burns down, I can rebuild it for less than the premiums and deductible I would have payed all these years. Everything has been cheaper (catchment, solar, wiring, plumbing) because I can do it myself.
If someone slips and falls on my property and sues me, though, I'm not covered. So I keep a puka open out back, and big rock by the driveway.
I don't have a mortgage or homeowners insurance. But if my home gets blown over in a storm or burns down, I can rebuild it for less than the premiums and deductible I would have payed all these years. Everything has been cheaper (catchment, solar, wiring, plumbing) because I can do it myself.
If someone slips and falls on my property and sues me, though, I'm not covered. So I keep a puka open out back, and big rock by the driveway.