05-05-2025, 04:00 AM
Yeah, I had a friend who had a neighbor's tree fall on their property. Standard procedure is that your insurance company pays for the damage even though it's not your fault. Now they are having trouble getting insurance because of the claim 4 years ago. Doesn't matter that they were with the company for over 30 years with no claims.
And yes, even just calling the agent to ask about something can trigger a raise in rates. It happened to me.
I kind of look at like it's for if your house is completely destroyed. Other than that, it's probably not worth it. In my friend's case, they would have been better off just eating the 8k worth of damage.
And yes, even just calling the agent to ask about something can trigger a raise in rates. It happened to me.
I kind of look at like it's for if your house is completely destroyed. Other than that, it's probably not worth it. In my friend's case, they would have been better off just eating the 8k worth of damage.