Carport - who's right ?

[Hotzcatz]

They can't use the unpermitted structure as part of the appraisal. The new structure does not exist (as far as banks and folks who do paperwork) until it has a building permit. It is also a liability when selling since the new owners may have to either remove the building or get it permitted although generally someone would have to complain about it before the County noticed it. He also won't be able to build another permitted structure on that property until that one is either permitted or removed.