if you bought a house in Puna in the last 5 years

[Dave M]

I can't speak for Hawaii, (Rabbi can) but here, just as in the mid-1980s some of the problem lies/lye(sp) (or is it lays?) at the feet of some of these appraisers. Around here they were pounding out the refies and getting pretty creative on the values. And no, I didn't hate it, but since I had no access to that part of the deal.. It was just like the eighties in that if the appraisers didn't hit the numbers for the refinance/or original mortgages they would loose the mortgage co. and or banks business. "Oh yeah, it's gonna get better, it just may get worse first" but maybe this is the trough! Just a couple of days away from Change. [8)]

Blessings,
dave

"It doesn't mean that much to me.. to mean that much to you." Neil Young