02-12-2009, 09:10 AM
Car theft is very rare with rental cars. Vandalism is more likely.
Your personal insurance coverage for comprehensive would come into play, and whatever deductible you have. Your personal contents are not covered. They would be covered by homeowner's or renter's insurance, usually with a hefty deductible, and that's really a claim that could work against you in future.
There's a contents coverage that was offered to us last time we rented (on Oahu). It was available without taking the entire insurance.
Make sure you have collision on your personal insurance. If you bump into anything, you'll be paying that deductible.
Find out whether your rental car agency is going to "allow" you to drive on unpaved roads; most do not. Ask your insurer if you're covered on a gravel or cinder road, if the rental contract prohibits it. Very possibly you will have no coverage.
Your personal insurance coverage for comprehensive would come into play, and whatever deductible you have. Your personal contents are not covered. They would be covered by homeowner's or renter's insurance, usually with a hefty deductible, and that's really a claim that could work against you in future.
There's a contents coverage that was offered to us last time we rented (on Oahu). It was available without taking the entire insurance.
Make sure you have collision on your personal insurance. If you bump into anything, you'll be paying that deductible.
Find out whether your rental car agency is going to "allow" you to drive on unpaved roads; most do not. Ask your insurer if you're covered on a gravel or cinder road, if the rental contract prohibits it. Very possibly you will have no coverage.