Kaiser turned us down - need broker maybe?

[Devany]

You can get a policy through Kaiser or HMSA if you do it at the end of your COBRA (do not let it lapse.) It is part of the HIPAA (Health Insurance Portability and Accountability Act of 1996)Though the coverage is expensive and not as good as either of their other policies. It only covers people that have run the full course of COBRA, nobody else is entitled to it. OH, you must mention HIPAA coverage when you call, they will not "inform you" that you are eligible for it.

If anyone in the house is on anti-anxiety drugs (often prescribed for high blood pressure)that will prevent either of our island's carriers from underwriting a policy. Also, if you enroll at the university or community college you can get coverage there, you must enroll and attend 2 courses a semester though.

Aloha au i Hawai`i,
devany

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