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Kaiser vs HMSA
#11
FYI, Kaiser has several different plans; we have a $30 copay and no prescription coverage. And we do get a "separate bill" if we have tests or procedures--the $30 copay is just per office visit.

Shave Ice, I wish I had your plan--and your health!


quote:
Originally posted by shave_ice

I've had HMSA and Kaiser here on the Big Island and Kaiser on Oahu. I will take Kaiser hands down. When I was on HMSA I had trouble finding a doctor that would take new patients. I also had to pay a copay plus I would get a large (for me) bill later on. It was very frustrating for me since I'm on a very tight income.
With Kaiser, you pay a $15 copay. That's it. No separate bill comes in the mail later on. When Kaiser didn't have the type of doctor I needed to see, they referred me to someone else and Kaiser fits the bill (minus a $15 copay each visit).


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