home owner's insurance

[rosebud]

Will someone give me an idea of how much homeowner's insurance be on a home that costs approximately $200,000 each month. I am assumnig that home owners insurance includes fire, flood insurance etc. Thank you, Debby

[John S. Rabi]

It depends on what lava zone you are in.

Aloha,
John S. Rabi, GM,ARB,BFT,CM,CBR,FHS,PB,RB
808.989.1314
http://www.JohnRabi.com
Typically Tropical Properties
"The Next Level of Service!"

[jdirgo]

True, the lava zone makes a difference. Also, flood insurance is not a part of the standard policy -- its a different policy done by the feds (usually not very expensive).

John Dirgo, R, BIC, EcoBroker, ABR, e-PRO
Aloha Coast Realty, LLC
808-987-9243 cell
http://www.alohacoastrealty.com

[Dan De Soto]

Just some input on the topic; rates will be affected by many factors. Year built, hurricane protective devices installed, construction type, distance to fire station, updates to the home, lava zone, flood zone. Give me a call or submit a request online. I start by ordering a report on your location, then look up the details on your construction, last I call to confirm and additional discounts that you can qualify for and go over coverage options and price.

Mahalo,


Dan De Soto
Mutual Underwriters
All Lines Agent
www.insurancehi.com
Tel: 808-961-3207
Fax: 808-969-1120
275 Ponahawai St., Ste#105
Hilo, HI 96720