02-10-2010, 04:07 AM
My 9th grade daughter is a boarding student at Kamehameha Schools on Oahu, and we faced a similar problem. My bank is American Savings, and has been since BOA closed in Hawaii. I told them that I wanted to open a joint checking/debit account with my daughter, so that getting her money would be simplified. They said that debit cards are not normally issued to people of her age, but since I have been a long-time good customer, they would look into it. Shortly thereafter, I got a call back, and we were able to set up the account as I wanted. Now I can deposit money as needed, and she can either use the card for purchases or get cash from the ATM.