08-30-2010, 02:48 PM
Speaking of non-permitted building insurance; I found an add on craigslist that says
"insurance for lava zone 1, 2, unpermitted (Big Island)
Are you thinking of purchasing a property in lava zones 1 and 2...or have an unpermitted dwelling? Give me a call and let me help you shop around.
I also specialize in helping people lower their hurricane insurance premiums.
Call me with your property address and I can start shopping around for you. If you have a current home insurance policy, please have that available when you call me.
Norrin Lau
Finance Insurance
1164 Bishop St #400
Honolulu, HI 96813
808-522-5394 = office in Honolulu
1-800-956-4467 = toll free
I helped my neighbors call them today; they have a nice unpermitted house with 2 daughter's that live in it. It's all they have and everything they own is in it. So for them to be able to insure it would and it's contents would be ideal. I'm assuming there would be some exclusions. For example, if there's an electrical fire it probably wouldn't be covered because the electrical components (and those are VERY limited) are not permitted. But, if there's a case of arson or a forest fire, it'd be nice to know they have insurance. For theft also, they should be able to get insurance like everyone else. Here's hoping Mr. Lau is not full of crap. Will update when I get any info or response.
"insurance for lava zone 1, 2, unpermitted (Big Island)
Are you thinking of purchasing a property in lava zones 1 and 2...or have an unpermitted dwelling? Give me a call and let me help you shop around.
I also specialize in helping people lower their hurricane insurance premiums.
Call me with your property address and I can start shopping around for you. If you have a current home insurance policy, please have that available when you call me.
Norrin Lau
Finance Insurance
1164 Bishop St #400
Honolulu, HI 96813
808-522-5394 = office in Honolulu
1-800-956-4467 = toll free
I helped my neighbors call them today; they have a nice unpermitted house with 2 daughter's that live in it. It's all they have and everything they own is in it. So for them to be able to insure it would and it's contents would be ideal. I'm assuming there would be some exclusions. For example, if there's an electrical fire it probably wouldn't be covered because the electrical components (and those are VERY limited) are not permitted. But, if there's a case of arson or a forest fire, it'd be nice to know they have insurance. For theft also, they should be able to get insurance like everyone else. Here's hoping Mr. Lau is not full of crap. Will update when I get any info or response.