Is Bank of America your mortgage lender?

[wecelli]

Mr Orts, After sending in the required documents a total of 6 times, and finally sending a letter into the President of BofA, our documents were finally processed, then we were told that the U.S. Treasury denied our request for loan modification. We asked for proof that they had actually sent our request for loan modification
to the U.S. Treasury, that was deinied. Then BofA sent a sorry note and a $100.00 Target gift card for our inconvience.
We are going to send a letter to the new Attorney General in hopes of helping people who may not be as lucky as we are,(still current on our mortgage). Everything is not as simple as you and Bullwinkle seemed to think it is. It sure would be nice if people like you who seem to have the facts would help others instead of trying to put people in their place. Merry Christmas.

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Originally posted by Bob Orts

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Originally posted by wecelli

BofA took one year to finally tell us we did not qualify for the home modification program.

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During that year wait, did you:
1. Not pursue a short sale due to the potential of a loan modification?
2. Not refinance the loan due to the potential of a loan modification?
3. Held off on bankruptcy filing due to the potential of a loan modification?
4. Not ask for a Deed in Lieu of Foreclosure due to the potential of a loan modification?
Or anything like these?

If not, simply going for a modification and it taking a long time to hear back, is not deceptive unless you relied upon some form of statement as to timeframe of that modification that cause other options to be abandoned.

As Cagary asked, what is the deception you talk about?

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