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I'm Looking For Individual Prescription Plan...
#9

quote:
Originally posted by Chuysmom

My Cobra Insurance is coming to an end soon. I need to find a Prescription plan that is a decent one and that I can afford. Does anyone current use a Prescription plan that they are satisfied with?

Good news is that since you're on COBRA I believe you fall under HIPPA rule. Check you current RX Administrator and see if they also offer individual prescription drug insurance in Hawaii and get a HIPPA quote from them.

Many prescription drug plans are administered by third party companies. You may have a AETNA plan that uses Caremark as the administrators. Caremark may have their own individual plans or may offer a drug discount program. even if no HIPPA plans are available.

Don’t overlook the national pharmacies who administer their own discount programs. Again, Caremark owns CVS and they have plans that provide deep discounts. Costco also has a plan. Of course you have to use the national chain they are aligned with, but saving money is saving money

The drug companies do offer discounts and programs but often its only for their expensive non generic drugs. The idea is to get you hooked on that specific drug. Many programs are limited to certain time periods such as a year only, or can only cover what the average out of pocket cost would be. The goal is to get you using their drug so when the program ends or you're no longer eligible, you won’t switch to another competing company that uses a different drug.
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Messages In This Thread
RE: I'm Looking For Individual Prescription Plan... - by missydog1 - 04-08-2011, 12:04 PM
RE: I'm Looking For Individual Prescription Plan... - by missydog1 - 04-08-2011, 01:12 PM
RE: I'm Looking For Individual Prescription Plan... - by Bob Orts - 04-08-2011, 01:58 PM
RE: I'm Looking For Individual Prescription Plan... - by missydog1 - 04-08-2011, 02:22 PM

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