09-26-2011, 11:35 AM
I guess any place has it's good and not so good. We switched from BOH to a credit union after we felt we were being charged too many fees for services we were used to getting for free on the mainland. The incident that really made us decide to switch is when our worker's checks bounced after we had transfered money from our mainland bank to BOH. The BOH on line information told us the money was in our account, never said a thing about a hold put on the money so we felt confident in writing pay checks to the workers. There were fees and penalties not only for us to get it all straightened out but for our workers as well who's checks bounced. Maybe that could happen with any bank. So far we have been pleased with the credit union.