01-08-2012, 08:47 AM
I am paying about $550 for both policies included, but I live in zone 8. In Hilo, our rate was more like $1100, and I think that was not only the lava zone 3 but the single wall construction of a kama'aina home.
The size of the home makes a big difference in the replacement cost, obviously.
The size of the home makes a big difference in the replacement cost, obviously.