11-23-2012, 08:07 AM
Agreed - nastiest animal I ever worked with was a dalmation - long on the tooth short on the brain. Cute and sweet - until the victim got within six inches - - a fear biter as most dogs that lash out are.
Problem with the pitts et all is that they are terriers and "toothy" and energetic by nature - its like having a .38 with a brain around.... They were bred to have the propensity and ability to inflict a lot of damage "hard mouth". Insurance folks and actuaries dont care about breeds - its the pay outs that matter to them.
Its all in the actuary tables, whatever the cause - so they exclude or legislate to protect their wallets from breeds that have caused large pay outs.....
Lets look at the other side of the scale - soft mouth animals - bred to return game birds without bruising them. Who would you take as an insurance risk? They all have their function .... unless you are out with Chaney - risks associated with soft mouth dogs lower every study.
You are right - its the owners ..... but here in hawaii there seems to be no accountability - so the insurance companies go after the breed.
I think them sweeties - even though pete came in through the double glazed slider after that puppy that auntie jane brought in - she should have known better - haven't we all heard that tale..... so has allstate
Problem with the pitts et all is that they are terriers and "toothy" and energetic by nature - its like having a .38 with a brain around.... They were bred to have the propensity and ability to inflict a lot of damage "hard mouth". Insurance folks and actuaries dont care about breeds - its the pay outs that matter to them.
Its all in the actuary tables, whatever the cause - so they exclude or legislate to protect their wallets from breeds that have caused large pay outs.....
Lets look at the other side of the scale - soft mouth animals - bred to return game birds without bruising them. Who would you take as an insurance risk? They all have their function .... unless you are out with Chaney - risks associated with soft mouth dogs lower every study.
You are right - its the owners ..... but here in hawaii there seems to be no accountability - so the insurance companies go after the breed.
I think them sweeties - even though pete came in through the double glazed slider after that puppy that auntie jane brought in - she should have known better - haven't we all heard that tale..... so has allstate