03-16-2013, 12:37 PM
OK, the way I view any type of living situation in PUna or even Hilo for that matter is that it "is all temporary"! I personally dont think this is the place to sink tons of money into. On the other hand, if you buy in lava zone 3 or maybe 2 and have insurance then maybe it doesnt matter if the lava eats it. I just view the volcano- and hence the powerplant- as in control. We as residents on the land are certainly not. If you have that attitude then you have far less to worry about. Leilani is lava zone 1. REad about that and realize what it means for insurance coverage and rates, and also potential volcanic activity. I also know someone who had a cabin in kalapana and was denied renewal on her insurance just proir to the lava arriving there. They had just paid off the house two months prior with a private mortgage. It was a 30 thousand total loss for them! These are working class people who were hit really hard by this.