03-26-2013, 02:31 AM
Title insurance insures clear title, nothing more. And yes commissions are negotiable. They are also split 50/50 between listing and selling agent. Then split again with the Broker and the agent that makes the sale or listing. And because real estate is a "sales" job, there is a tremendous amount of work done with no compensation. Having said that, nothing wrong with doing it yourself through a title company if you have the facts.