10-07-2013, 04:56 AM
re: "The devil will be in the deductible and the co-pays. Here are some examples:"
One more interesting discount. Hawaii Radiological gives a 55% discount if you pay at the desk, so if you are billed through your insurance company your co pay more than doubles. On a $1000. charge @ 30% with insurance co pay = $300 The cost with out insurance' taking the discount will cost @ 55% = $450. If the co pay was figured on general public discounted rate it would be $135 vs $300.
One more interesting discount. Hawaii Radiological gives a 55% discount if you pay at the desk, so if you are billed through your insurance company your co pay more than doubles. On a $1000. charge @ 30% with insurance co pay = $300 The cost with out insurance' taking the discount will cost @ 55% = $450. If the co pay was figured on general public discounted rate it would be $135 vs $300.