10-20-2013, 10:47 AM
hmmmmmm......
Questions - Has any one actually read the 900+ pages of Obamacare bill? (my brother spent about 2 months wading through the whole thing. Not scintillating reading at all. More like war & Peace.)
This is what I know right now based on a $192K hospital bill of my mom's (of which +$1300 was the original ER stop.)
1) Outcome was negative. And last straw was MRSA in hospital.
2) Insurance paid about 40%, hospital wrote off some, secondary insurance paid about 18%, we wrote check for $242.00 Yes $242.
3) Husband had ER visit. No insurance. We paid +$1300 / no portion hospital wrote off like #2 above. We said CASH today, no medical billing, no waiting for money. But nope.
And here is the final chapter - I just posted this on my FB page as I received a statement for Mom's medicare insurance for July 1 - Sept 30, 2013:
Dear Medicare -
In the interest of saving a few federal dollars of admin time and postage mailing statements to my mother, Margaret, for July 1 to Sept 30, 2013 and letting her know she had not met her deductible for 2013, I would like to tell you that as of Dec 2012, Mrs Segovia will no longer be using her medicare insurance. She is in a place where health issues are covered by a higher authority (the same one who watches over Hebrew national hot dogs!) and also she is out of the country (I think) for the time being. Unless you know something we do not, we are not expecting her return anytime soon in any form that will need to be covered by Medicare.
Thank you.
Mrs Segovia's daughter
PS If you have any influence over mailing lists for catalogs, can you please pass this information on to them?
Okay so I dont really know if this health care thing will be good or bad, or who is really going to profit (and yes someone is profiting) but unless I up my savings acct to cover a major medical emergency I will have to go with it. One thing that Calif did for awhile in regards to auto insurance, was let you post a bond for $30K (this was back in the early 80's) instead of buying car insurance.
Questions - Has any one actually read the 900+ pages of Obamacare bill? (my brother spent about 2 months wading through the whole thing. Not scintillating reading at all. More like war & Peace.)
This is what I know right now based on a $192K hospital bill of my mom's (of which +$1300 was the original ER stop.)
1) Outcome was negative. And last straw was MRSA in hospital.
2) Insurance paid about 40%, hospital wrote off some, secondary insurance paid about 18%, we wrote check for $242.00 Yes $242.
3) Husband had ER visit. No insurance. We paid +$1300 / no portion hospital wrote off like #2 above. We said CASH today, no medical billing, no waiting for money. But nope.
And here is the final chapter - I just posted this on my FB page as I received a statement for Mom's medicare insurance for July 1 - Sept 30, 2013:
Dear Medicare -
In the interest of saving a few federal dollars of admin time and postage mailing statements to my mother, Margaret, for July 1 to Sept 30, 2013 and letting her know she had not met her deductible for 2013, I would like to tell you that as of Dec 2012, Mrs Segovia will no longer be using her medicare insurance. She is in a place where health issues are covered by a higher authority (the same one who watches over Hebrew national hot dogs!) and also she is out of the country (I think) for the time being. Unless you know something we do not, we are not expecting her return anytime soon in any form that will need to be covered by Medicare.
Thank you.
Mrs Segovia's daughter
PS If you have any influence over mailing lists for catalogs, can you please pass this information on to them?
Okay so I dont really know if this health care thing will be good or bad, or who is really going to profit (and yes someone is profiting) but unless I up my savings acct to cover a major medical emergency I will have to go with it. One thing that Calif did for awhile in regards to auto insurance, was let you post a bond for $30K (this was back in the early 80's) instead of buying car insurance.