01-29-2014, 04:56 AM
quote:
Originally posted by ericlp
Vancouver Island, The chances of LAVA actually hitting your home is slim. Tho if the lava crosses 130 you won't be able to get to your home in a long while so unless your insurance covers evacuation for LONG periods of time. Maybe abandonment insurance? Lava insurance would be the same as fire insurance. Since your house will burn down 10-15' before the lava will get to it. Tho, good luck providing that to your insurance company.
Although, in the early days of this eruption, homeowners could collect on their fire insurance if they could show that the home ignited before it was touched by the lava, I don't think that is the case any more unless you have a special rider against lava flow damage. "Once burned, twice shy" holds for insurance companies as well...