03-22-2014, 06:20 AM
I believe you are misplacing your anger.
This wouldn't be the bank's fault. It was most likely a merchant that you recently used. Generally, what happens at the smaller merchants is that an employee simply steals your credit card info and promptly uses it to purchase on-line merchandise or pre-paid debit cards, etc. Changing banks WILL NOT prevent this from happening again.
Also, just because your credit card info was stolen, does not mean you are "screwed". Credit card laws prevent the bank from making you pay for the stolen amounts. A stolen credit card number does not equal identity theft, which is a whole different issue.
This wouldn't be the bank's fault. It was most likely a merchant that you recently used. Generally, what happens at the smaller merchants is that an employee simply steals your credit card info and promptly uses it to purchase on-line merchandise or pre-paid debit cards, etc. Changing banks WILL NOT prevent this from happening again.
Also, just because your credit card info was stolen, does not mean you are "screwed". Credit card laws prevent the bank from making you pay for the stolen amounts. A stolen credit card number does not equal identity theft, which is a whole different issue.