08-14-2014, 02:21 AM
It does happen. That is why a Contractor is required to have workers compensation for himself and employees, and insurance for their company. Your homeowners policy should have a clause in it somewhere as to protect you as well from visitors getting hurt on your property. Would think you could fight it with the fact that a third party investigation of the accident was never taken to determine if workers negligence was at fault, or if you, the homeowner caused the accident through your negligence. Let your insurance agent settle that.
Community begins with Aloha
Community begins with Aloha