Any car insurance experts here?

[shockwave rider]

Some policies charge a premium if you have anyone under 25 driving your cars, and you get a sizable discount from that if you do not to let anyone under 25 drive your car. It doesn't matter if they are friends or family, 25 is the magic age for insurance companies, one insurance company we had on the mainland set it at 25 for women and 28 for men.