10-08-2015, 02:16 PM
My Kaiser is going so high I am figuring out how much the penalty for no insurance would be."
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We retired early and paid our insurance premium for years with our proceeds from selling our businesses. We watched our premiums escalate each year with Kaiser. 2 years ago we were looking at over $800.00 a month (for 2 ) in premiums, perfect health, no per-conditions, no drugs, etc. We made the decision to lower our coverage and did give up "grandfather coverage" with our lesser coverage. Now, thankfully we're on Medicare w/ supplemental and hoping that too does not escalate at the unbelievable pace that our Kaiser premiums did.
Approx. 2 years ago, Forbes Magazine published a well researched and well written report on health care coverage world wide. The U.S. placed first in cost of healthcare. It was not 1st, 2nd, 3rd, 4th or 5th in service. It was ranked 6th.
It's a small step for families to be able to turn to Obamacare for coverage. The government subsidy goes directly to the insurance companies. Those accepting the "subsidy" are subject to income tax on this assistance.
If other nations can provide better for less than I can not view this "subsidy" as anything other than a subsidy to insurance companies.
_______________________________________
We retired early and paid our insurance premium for years with our proceeds from selling our businesses. We watched our premiums escalate each year with Kaiser. 2 years ago we were looking at over $800.00 a month (for 2 ) in premiums, perfect health, no per-conditions, no drugs, etc. We made the decision to lower our coverage and did give up "grandfather coverage" with our lesser coverage. Now, thankfully we're on Medicare w/ supplemental and hoping that too does not escalate at the unbelievable pace that our Kaiser premiums did.
Approx. 2 years ago, Forbes Magazine published a well researched and well written report on health care coverage world wide. The U.S. placed first in cost of healthcare. It was not 1st, 2nd, 3rd, 4th or 5th in service. It was ranked 6th.
It's a small step for families to be able to turn to Obamacare for coverage. The government subsidy goes directly to the insurance companies. Those accepting the "subsidy" are subject to income tax on this assistance.
If other nations can provide better for less than I can not view this "subsidy" as anything other than a subsidy to insurance companies.