10-20-2017, 08:45 AM
wow maud, i would certainly ask your electrical contractor to show his insurance. that is why you are required to use a licensed contractor, they have insurance!! seems like he wants to pass his liability on to you... as far as your question: i have DTRIC they have great rates, not sure about your lava zone, but i certainly wasn't required by any of my contractors to have homeowners and i asked all my contractors about theirs...