01-05-2021, 02:04 AM
We have Liberty Mutual. It's a bundled policy with Auto, Home and Umbrella coverage.
I recently inquired about the "hot lava setting the house on fire" thing to my agent and he was a little evasive, but it sounded like it was covered under the fire clause.
Not feeling good about his answer, I contacted the insurance agency mentioned in an article from 2018 regarding insurance claims. I talked to Pablo Sanchez. We talked for quite a while about it. I sent him my current policy and he said it was a good policy and that most likely we would be covered in the event of loss. He also said we had a good price that he couldn't match and that we should stick with them.
I then asked about our hurricane insurance (iCat), which is through a different broker. He again said I should stick with them, but gave me some other scenarios such as content insurance that is not included in my current policy. Seeing as how my current insurer has never even contacted me (the bank got the insurance as a condition of the mortgage), I decided to switch that policy over to him.
The reason I did this was because he was so honest and up front about everything. He spent a great deal of time researching and explaining things even after he knew he couldn't beat my current premium cost. As I said before, he actually told me I had a really good policy and would be best served by NOT switching the homeowner's insurance.
If you want to check with him, his number is 808 825 8800. Pablo Sanchez, Hawaii Islands Insurance.
I recently inquired about the "hot lava setting the house on fire" thing to my agent and he was a little evasive, but it sounded like it was covered under the fire clause.
Not feeling good about his answer, I contacted the insurance agency mentioned in an article from 2018 regarding insurance claims. I talked to Pablo Sanchez. We talked for quite a while about it. I sent him my current policy and he said it was a good policy and that most likely we would be covered in the event of loss. He also said we had a good price that he couldn't match and that we should stick with them.
I then asked about our hurricane insurance (iCat), which is through a different broker. He again said I should stick with them, but gave me some other scenarios such as content insurance that is not included in my current policy. Seeing as how my current insurer has never even contacted me (the bank got the insurance as a condition of the mortgage), I decided to switch that policy over to him.
The reason I did this was because he was so honest and up front about everything. He spent a great deal of time researching and explaining things even after he knew he couldn't beat my current premium cost. As I said before, he actually told me I had a really good policy and would be best served by NOT switching the homeowner's insurance.
If you want to check with him, his number is 808 825 8800. Pablo Sanchez, Hawaii Islands Insurance.