06-29-2021, 04:22 PM
(This post was last modified: 06-29-2021, 04:26 PM by Carey.
Edit Reason: typos (I really cannot type!)
)
MyManoa, You were in error when you wrote "In other areas of high risk the state does not step in and require private industry give special consideration to a select group. They do not provide the same for those in flood zones. But here, for lava zones they flex their muscle and demand, under the threat of losing the right to do business in the state if one does not comply, that policies be written in LZ1 and LZ2."
The state does provide for flood insurance, as in most states, through your agent, backed by FEMA! https://cca.hawaii.gov/ins/consumers/flood/
Other states also have joint insurance for large scale natural events that can turn into disasters:
California earthquakes is just one of the biggies that prove the error in your beliefs on this! http://www.insurance.ca.gov/01-consumers...eq-ins.cfm
Of course, the absolutely only way to make sure that natural events do not turn into disasters is to remove the human constructs, as the disaster part is when human life & habitation are involved...but methinks not many of us are willing to get into that....
The state does provide for flood insurance, as in most states, through your agent, backed by FEMA! https://cca.hawaii.gov/ins/consumers/flood/
Other states also have joint insurance for large scale natural events that can turn into disasters:
California earthquakes is just one of the biggies that prove the error in your beliefs on this! http://www.insurance.ca.gov/01-consumers...eq-ins.cfm
Of course, the absolutely only way to make sure that natural events do not turn into disasters is to remove the human constructs, as the disaster part is when human life & habitation are involved...but methinks not many of us are willing to get into that....