Homeowner's Insurance.... getting jerked around

[macuu222]

I've had Allstate homeowners insurance for the last 25 years. And just last year my monthly payments jumped from $75.00 a month to $115. a month. I called and asked why and they said insurance costs are going up nationwide. Which is not really an answer. So I increased my deductable from $500 to $1000 which then lowered my payments to $80.00 a month.