09-14-2023, 06:17 PM
Lloyds of London?
They often insure the otherwise uninsurable, for a price.
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Lloyd's already went down that route and lost big time. Not only were there a lot of folks that had them, the subsidiary they utilized was not licensed in Hawaii. I did not have lava coverage and they tried to deny my claims (lava didn't overrun mine) as being caused by lava. Eventually they paid me and the result of the class-action lawsuit forced them to pay every claim that had been filed, plus reimburse ALL premiums paid. I got a nice, big check of refunded premiums just in time for last Christmas. I secured other coverage a couple years ago, not thru HPIA.
They often insure the otherwise uninsurable, for a price.
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Lloyd's already went down that route and lost big time. Not only were there a lot of folks that had them, the subsidiary they utilized was not licensed in Hawaii. I did not have lava coverage and they tried to deny my claims (lava didn't overrun mine) as being caused by lava. Eventually they paid me and the result of the class-action lawsuit forced them to pay every claim that had been filed, plus reimburse ALL premiums paid. I got a nice, big check of refunded premiums just in time for last Christmas. I secured other coverage a couple years ago, not thru HPIA.